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Japan Student Visa Costs in 2026 — Real Numbers Inside

Japan Student Visa Costs in 2026 — Real Numbers Inside
Last updated 3/18/2026•~5 min read•More in Study Abroad
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In 2016, for the first time, 47,000 Indians travelled to Japan as study abroad students. Interestingly, nearly half of these students committed similar errors. So here are 3 crucial things to avoid for Indians looking to study in Japan.

  • Real costs of obtaining a student visa for Japan in 2026.
  • City-wise breakdown of living expenses for students.
  • Common mistakes and how to avoid them.
  • Cultural adjustments for Indian students in Japan.
  • Insider tips to make your study abroad experience smoother.

Visa Costs for Japan in 2026

As I was looking into the process for obtaining a student visa for Japan, I was quite surprised by the amount of money involved. A large part of the cost isn't actually paid to the embassy or consulate to whom the application is given, so make sure you factor it in. The application fee for a student visa in 2026 is ¥3,000 (about $20 USD / €18 / INR 1,500) but a Certificate of Eligibility (COE) costs ¥4,000 (about $27 USD / €24 / INR 2,000).

COE 3 months before start of course Some students have experienced delays in their studies due to insufficient time to secure a COE, which can only be applied 3 months before the course commencement date. Apply for your COE 3 months before your course starts to avoid any inconvenience in your study plans.

Living Costs in Japan 2026

Living in Japan can be a real thrill, but all things come at a cost. Here’s a run-down of the costs for each city we visited.

  • Tokyo: ¥150,000 (USD 1,000, EUR 900, INR 75,000)
  • Osaka: ¥120,000 (USD 800, EUR 720, INR 60,000)
  • Kyoto: ¥100,000 (USD 670, EUR 600, INR 50,000)
  • Fukuoka: ¥90,000 (USD 600, EUR 540, INR 45,000)

The cost of living in Japan is about 20% higher than in Seoul, South Korea, but learning the Japanese culture and the educational system here has been an invaluable experience.

Common Mistakes to Avoid

A lot of students tend to forget that you usually need guarantor for apartments in Japan. And also the National Health Insurance which is compulsory for all inhabitants in Japan, including students.

University clubs are also a great way to make local friends and also to improve your Japanese, which you'll find useful not only in the university but also in your life in Japan.

City-wise Breakdown

Tokyo

Tokyo is Japan’s capital. it's a modern city with a very efficient public transportation system. I would advise to try to avoid rush hour if possible. Tokyo is an extremely expensive place but it's a truly unique experience.

Osaka

There’s food. Everywhere. Pretty much all the time. Food in Osaka is excellent. Affordable too. As compared to Tokyo. Another big draw for foodies who love trying new cuisine.

Kyoto

Known for its history and culture, Kyoto is a great place to study classical arts. Kyoto has a lower cost of living than Tokyo and Osaka.

Fukuoka

Fukuoka is growing as a tech hub and offers a balance of urban and rural experiences, making it an attractive option for students who want a quieter, yet modern lifestyle.

Japan-Specific Rules for Students

Japanese student visas enable work up to 28 hours a week during term time, which helps increase your financial resources to help maintain your living expenses. you'll need to join the National Health Insurance scheme as soon as you arrive.

For official information please see Japan government portal and Ministry of Foreign Affairs of Japan.

Tips for Indians in Japan

Indian Students in Japan: The journey ahead. If you're an Indian student planning to move to Japan we highly recommend getting in touch with Indian Students Association Japan, the Indian students body here. This is quite important as it takes time to get used to things in Japan such as punctuality and Japanese communication methods.

Contact Indian Embassy in Japan for more assistance.

What Nobody Tells You

  • Some landlords and companies require a Japanese guarantor. Plan ahead if possible!
  • Utility bills are surprisingly expensive in Japan. The costs are particularly high during the peak summer and winter months.
  • Public transport in Switzerland is efficient, and you’ll find it easy to get around using trains, buses and trams. However, there’s a confusing array of rail pass options that can be tricky to get your head around, so here are a few tips to help you get the best value.
  • Campus canteens serve much cheaper food than preparing something oneself at home – at least for fans of Japanese cooking.
  • The concept of "senpai-kohai" (senior-junior) relationship is important in Japanese universities.
  • Part time jobs in English speaking countries are few and far between. Working on your Japanese will open you up to more job opportunities.
  • Japanese culture appreciates subtlety. direct communication might be perceived as too blunt.

Frequently Asked Questions

What are the requirements for a student visa in Japan?

A Certificate of Eligibility, proof of funds and acceptance from a Japanese academic institution are required.

How much does it cost to live in Japan as a student?

Monthly living costs range from ¥90,000 to ¥150,000 depending on the city.

Can international students work in Japan?

Yes, up to 28 hours per week during school terms.

What are common cultural adjustments for Indian students in Japan?

Adapting to Japanese punctuality and indirect communication is crucial.

How do I apply for a Japanese student visa?

Get a COE then apply for a visa at a Japanese embassy or consulate.

Is health insurance mandatory for students in Japan?

Yes, enrollment in the National Health Insurance is required.

How does Japan compare to South Korea for studying abroad?

Japan is probably the more expensive option, but Japan has so much to offer in terms of Culture and academics.

Found this helpful? Share it with someone moving to Japan And, here’s a few more Japan expat guides to mull over.

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